So you searched for a Gold Coast Real Estate Agent

So you searched for a Gold Coast Real Estate Agent

I know that selling your property can be a daunting task, but I’m here to make the process as easy and stress-free as possible. So you searched for a Gold Coast Real Estate Agent? Let’s meet over coffee and I’ll show you how.

Together we can get your property SOLD for the Best possible Price.

Let’s get you started on your selling journey… Are you ready for a chat over a coffee? 0418 189 963

You can find me at Canford Estate Agents


PASSIONATE ABOUT SELLING, DEDICATED TO YOUR SUCCESS

Hidden Gem No.19
How can I handle negotiations with potential buyers effectively?

Gold Coast Real Estate News & Articles

Refinancing your home loan can be a great way to save money on your monthly payments, but it’s important to do your research and understand the costs involved before you make the switch. Here are the answers to six common questions about refinancing:

1. When should I re-mortgage?

The general rule of thumb is to re-mortgage every 12 to 24 months if you can get a lower rate. However, there are other factors to consider, such as the closing costs associated with refinancing. If the closing costs are higher than the savings you’ll get from a lower rate, it may not be worth refinancing.

2. What are the costs of refinancing my mortgage?

The costs of refinancing your home loan can vary, but typically include

– Disbursement fee: This is a fee charged by your current lender to release you from your mortgage.

– Loan origination fee: This is a fee charged by your new lender to process your loan application.

– Survey fee: This is a fee charged by a surveyor to determine the value of your property.

– Title insurance: This is an insurance policy that protects you if there are problems with the title of your property.

– Registration fees: These are fees charged by the government to record the new mortgage on the title of the property.

3. What are exit fees and do I have to pay them?

Exit fees are fees charged by your lender if you break your mortgage before the end of the term. The amount of the exit fee will vary depending on the lender and the terms of your mortgage.

4. Will refinancing my mortgage affect my credit score?

Yes, refinancing your mortgage can have a temporary effect on your credit score. This is because every time you apply for a loan, a hard inquiry is made on your credit report. Hard inquiries can knock a few points off your credit score. However, the impact is usually minimal and will improve over time.

5. Will I have to pay Lenders Mortgage Insurance (LMI) again if I refinance?

You may have to pay Lenders Mortgage Insurance (LMI) again if you refinance your home loan and your Loan to Value Ratio (LVR) is higher than 80%. LMI is a type of insurance that protects the lender if you default on your loan.

6. How long does it take to refinance my mortgage?

The length of time it takes to refinance your mortgage will vary depending on the lender and the complexity of your loan. However, it usually takes around 30 days to complete the process.

If you’re considering refinancing your home loan, it’s important to do your research and compare rates from different lenders. You should also consider the closing costs and other fees associated with refinancing before making a decision.

It is a good idea to speak to a mortgage broker who can help you compare rates and fees from different lenders and find the best deal for you.

I know how stressful it can be to sell a property. I’m here to take the stress out of the process and make it as smooth as possible. So you searched for a Gold Coast Real Estate Agent, let’s chat over coffee to take you from searching, to selling, to SOLD.

Together we can get your property SOLD for the Best possible Price.

Hidden Gem No.46
What’s the current market condition for selling properties on the Gold Coast?

I’m happy to answer any questions you have about selling your property. So you searched for a Gold Coast Real Estate Agent, let’s chat over coffee to see how you can get the Best Price.

Together we can get your property SOLD for the Best possible Price.

Craig Douglas 0418 189 963
Marketing, Negotiating, Selling Gold Coast Homes

No Harassing Phone Calls
No Obligation, No Pressure, Simply Client-Focused Selling
Not your usual Agent

Fiercely Independent, Proudly Your Local Gold Coast Real Estate Agent

You can find me at Canford Estate Agents

Hidden Gem No.8
What happens if my property receives multiple offers? How should I proceed?

This page was proudly created by Craig Douglas, your local independent Gold Coast real estate agent, working for Canford Estate Agents. Selling residential and commercial properties, from those that are awe-inspiring, through to a diamond-in-the-rough, otherwise known as a “renovator’s delight”.

I negotiate and sell on behalf of property owners who want to get the best possible price, with the least amount of hassle. Let’s talk about the process of selling your property over a coffee to get you started – 0418 189 963